Flood Insurance in Pflugerville, TX
Flooding can occur almost anywhere near bodies of water or where it rains. Consider getting flood insurance to help manage financial losses associated with these incidents.
What Does Flood Insurance Cover? 
Flood insurance may cover damage caused by rising water that enters your home from outside. Standard policies often include:
- Dwelling coverage may reimburse your home’s repair or rebuilding costs after flood-related damage. This may include repairs to your foundation, walls and electrical and plumbing systems.
- Personal property coverage may pay to repair or replace your appliances, electronics, furniture and other belongings if damaged by flood waters.
Keep in mind that flood insurance does not cover everything related to water damage. Policies often exclude coverage for the following:
- Damage from burst pipes
- Damage to vehicles
- Items outside your home, including decks, patios and pools
- Mold or mildew that could have been prevented
- Temporary living costs, if you must vacate your home after a flood
Where Can I Get a Policy?
Standard homeowners, condo, renters and mobile home policies usually don’t include flood damage. If your property is in an area where flooding is a concern, you’ll likely need to buy flood insurance separately.
You can buy flood insurance through the National Flood Insurance Program or some private insurers. Policies usually have a 30-day waiting period before they take effect, meaning you may lack coverage for floods if you delay getting coverage.
Secure a Policy Today
Flores Guevara Agency is here to assist with your flood insurance needs. Contact us today to get a free flood insurance quote.